Once again, it is RRSP season. The time where we all scramble to make last year's RRSP contributions to get the tax deduction. However, making RRSP contributions is not just about reducing taxation, it is about planning for a dream. That dream is financial independence. One day you may want to take it easy, enjoy life. This does not mean you have to quit working, but it will mean, getting out of ...

During the RRSP season, many of us end up scrambling at the last minute to find the money for a contribution. Of course, the best way to save is to arrange for monthly contributions to go directly into your RRSP. But if you choose to make one lump sum contribution each year, and find that you just don't have the cash, you might think about a loan. With low interest rates, many people are deciding...

Many rewards come with running your own business - freedom, independence, the ability to be creative, and hopefully, financial rewards. However, some business owners neglect to plan for their retirement, and fail to take advantage of the available options. If you own an incorporated business, the Individual Pension Plan (IPP) maybe a better choice for saving for your retirement on a tax-deductibl...